Loan Against Property


A loan against property is given to anyone that has valuable assets in the proper form that will be fetch the loan against property. A loan that is given against the mortgage of the property is unlike any personal loan. The loan is given on a certain percentage of market value. This is a Secured Loan offered against the security of a residential / commercial property, the property could be owned by an individual or a firm. As the Property is the security intended, given by the borrower to the banker as conditional ownership over the property i.e. if the borrower fails to pay back the loan, the banker can retrieve the lent money by selling the property.

You can avail the following four products under Loan Against Property:-

  • Loan against property - Residential
  • Loan against property - Commercial
  • Loan for purchase of commercial property
  • Take-over of existing loan with additional refinance (Balance Transfer)
  • Lease Rental Discounting (LRD)
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